Tax Saving Investments

There are multiple options. contradictory advice. And a deadline that's approaching fast. Many taxpayers find themselves in this situation at the beginning of the year when they have to make tax-saving investments.

Are you also confused? Before you make a choice, go through these points which is the best option for you. Based on these five basic parameteres namely returns, safety, flexibility, liquidity and taxability. Every investment has its pros and cons.

The PPF may not have a very high return, but its tax-free status, flexibility of investment and liquidity by way of loans and withdrawals, gives it the crown in our beauty pageant. Equity-linked saving schemes come in second because of their high returns, flexibility, liquidity and tax-free status. However, traditional insurance policies, an all-time favourite of Indian taxpayers, manage the ninth place because of the low returns they offer and their rigidity. It can be a useful instrument for the smart investor who shifts his money between equity and debt without incurring any tax.

You can to separate the chaff from the grain by assigning a star rating to the various tax-saving options. Whether you are a novice or a seasoned investor, you will find it useful. It will help you cut through the clutter and choose the investment option that best suits your financial situation.

The PPF is top choice as a tax saver in 2014. It scores well on almost all parameters. This small saving scheme has always been a favourite tax-saving tool, but the linking of its interest rate to the bond yield in the secondary market has made it even better. This ensures that the PPF returns are in line with the prevailing market rates.

The PPF offers investors a lot of flexibility. You can open an account in a post office branch or a bank. However, the commission payable to an agent for opening this account has been discontinued, so you will have to manage the paperwork yourself. The good news is that some private banks, such as ICICI Bank, allow online investments in the PPF accounts with them. There's flexibility even in the quantum and periodicity of investment.

Attitude

फलक को जिद है बार बार हमारी मंज़िल  पर बिजली गिराने की....
अब तो हमने भी ठान ली  है वहीं  पर अपना आशियाना बनाने की....

Translation meaning: No matter how many times you are faced with difficulties and no matter how many times you are laid down by some circumstances, you have to be determined to reach your destination, even if it seems impossible. :)

Life is Always Incomplete

कभी किसी को मुकम्मल जहाँ नहीं मिलता
कहीं ज़मीन तो कहीं आसमान नहीं मिलता 
No one ever gets the entire universe 
Somewhere the earth, somewhere the sky is missing

जिसे भी देखिये वो अपने आप में गुम हैं 
ज़ुबाँ मिली हैं मगर हमज़ुबाँ नहीं मिलता 
Whoever you see is lost in their own sorrow 
They have thoughts to share but no companion to listen 

बुझा सका हैं भला कौन वक्त के शोले 
ये ऐसी आग हैं जिस में धुवां नहीं मिलता 
Who is able to douse the embers of time 
This is a fire that has no smoke

तेरे जहाँ में ऐसा नहीं कि प्यार न हो 
जहाँ उम्मीद हो इसकी, वहाँ नहीं मिलता
It's not like we won't receive love in life (O lord)
Where we hope for it we won't get it there

It's about Life. A life which appears to have all sorts of things in it, but still is incomplete. No one out there has got everything in life, no one is fully satisfied. So whatever we get we should be content with it. 

Trying to interpret in a different manner here: 
No one have ever got everything perfectly in this world. The earth or the sky does not meet. There is always a difference in what we think and what we get. Everyone seems to be lost in their own tales. Everyone has got one story and yet every story of life is different

No one has ever escaped the flames of misfortune in this world. It's the only fire that burns without smoke in this world. The pain inside us is like the similar fire as only we can feel it and nobody else. It is not that there is no love in this world. Everyone receives love at some point of time though not the moment we want, not from the person we expected to get it.

Tips to Attract More Bloggers

Blog writing is raising a notch higher and important tools for sharing contents, recipes, stories, adventures, funny jokes, and videos. Nowadays it has gained a huge popularity by both individual and business people by providing to engage in writing content related to their niche industry. As we know with great content comes brand awareness and useful information for the reader and this can convert quiet into a great sales. This is why many business have turned into blog posting to attract an audience.

Here are some ways in which businesses can attract more readers for their blog in the hope that these readers may turn into customers someday.

1) Have precise and relevant content writing:

Bloggers offers relevant and apparent content writing because blogging isn't just a matter of luring people but to do business with them. Its a way of sharing meaning business/individual related information in order to build a rapport with the customers.

2) Use SEO for better page rank:

One of the best ways to increase page rank and get discover your blogs higher in search engines is seo. Optimized articles features in top of the results in Google, thereby increasing impressions and more impressions always leads to higher traffic to your site. Few things to be kept in mind for good seo such as create a meta description, use images with proper name, focus on link building and optimize your keywords.

3) Use a Catchy Headline:

Title always a great role in seo. It gives the first impression of your business/ individual on the visitors. Therefore people always prefer a catchy and interesting titles to get readers.

4) Promote your blog through Social Media

Since there are vast number of users on social media, it is the best way to increase traffic to your blog. It gives a wide array of information to the public by sharing blogs about your business. Get engaged in comments and reviews of your post by the users to give a good customer response.

A Memorable Trip to Saavandurga

It was a very pleasant morning looking at beautiful early rising sun with red-in-color and cold breeze splashing on my face which i had missed for a long-time due to busy schedule day. We had planned after a long discussion with friends to take a day off from our offices and spend a day full of fun and frolic together. It was feeling very exuberance as we were going together to a place other than office. We had booked a cab from "Aishwarya Cabs" to avoid exhaustiveness and to feel fresh through out the trip. It was having ample space to befitted all.
We were going for Saavandurga Trip. We had have to climb the mountain to reach at the top of it. There were two ways to reach at the top. One was straight way which was very tough to do and the other way was little slant.
Two friends chose to go through former one and I choose to go through the later one. We took water bottle and some snacks for the trip as it was summer season and the sun was heading from the top now. Now, we were geared up for the next move and after 2 hours of fight, we were able to reach half of the way. We took some snacks and water and rested for five minutes. Then we continued our journey to reach the destination. And finally it took one more hour to touch the top of it. We were excited with zeal and shouting in exuberance and enthusiasm. I cannot define the feeling of happiness that moment. It was beyond the words. We rested there for half an hour and decide to go down now. Very easily and quickly we were getting down as it was going to be dusk. As it seems that our steps were running more quickly than brain. We were not looking anything and we touched the ground in one hour. We went to restaurant then to have lunch. We were starving and the sumptuous cousine was making it to get more. Finally, we were done and appetite was heavily loaded with tons of food. We went to cab and were heading back to room.
It was very fascinating trip with wonderful experience for lifetime.

I need Inspiration

I Need Inspiration

I need inspiration to spark the flame of imagination
I need inspiration that could rouse an entire nation
I need inspiration like a roaring fire
The kind of inspiration of which I'll never tire

Substitue for Using the Word "Very"

Avoid Saying 'Very'	Rather Say
Afraid	Terrified
Angry	Furious
Bad	Atrocious
Beautiful	Exquisite
Big	Immense
Bright	Dazzling
Capable	Accomplished
Clean	Spotless
Clever	Brilliant
Cold	Freezing
Conventional	Conservative
Dirty	Squalid
Dry	Parched
Eager	Keen
Fast	Quick
Fierce	Ferocious
Good	Superb
Happy	Jubilant
Hot	Scalding
Hungry	Ravenous
Large	Colossal
Lively	Vivacious
Loved	Adored
Neat	Immaculate
Old	Ancient
Poor	Destitute
Pretty	Beautiful
Quiet	Silent
Risky	Perilous
Roomy	Spacious
Rude	Vulgar
Serious	Solemn
Small	Tiny
Strong	Unyielding
Stupid	Idiotic
Tasty	Delicious
Thin	Gaunt
Tired	Exhausted
Ugly	Hideous
Valuable	Precious
Weak	Feeble
Wet	Soaked
Wicked	Villaineous
Wise	Sagacious
Worried	Anxious

Technical Analysis Makes Investors Ease in Predicting Volatility of Stock Market

Its always better to look back a year prior to major market events to analyse the stock market. It gives a better prediction about what direction a stock market would go further. Therefore it is interesting to be a investors because we can never predicts the ups and downs of the market and that's the reason people believe on technical analysis and fundamental news-related items.

Since the market is volatile and are moving in unusual ways but even-though all factors depend on manipulating the stocks at each moment and come to the conclusion at the end. One way is to limit the amount of information you receive into your mind from the mainstream media and listening to table pounders.

It is much better to be agnostic about the markets and utilize some technical analysis that will find the best performing asset, whether long or short. In fact, technical analysis is the one chart that tells every events occurred in history like why did it go down to that level and helps in manipulation. It is a market where you need to know “where and when” every moment.

Email Marketing - A Boon for SME

Email marketing is an online marketing covering a massive number of people. It is basically used by small business organization to make a brand awareness, reaching out to customers easily over one click.

An effective email marketer must consider few thing that make his post go viral. These points are:

1. Content written should be short, precise, effective and relevant.
2. It must be share in the niche industry to hit market with the best shot.
3. Try to keep your content below 50 characters including punctuation and spaces.
4. Keep the content interesting to readers.
5. Always reply to valuable readers.
6. Make your contact list as large as possible.

Sumptuous Food at a Restaurant in Bangalore

After spending a great time watching movie "Shaadi ke Side Effects" in PVR Cinema at Gopalan Mall. We were leaving for our room. We were six friends, four got into their own car and two on their bike. On the way, we were gossiping over the movie just watched and slowly the talk went for Bollywood movies. We were discussing about the movies in 1947. While the talk was going on, suddenly i got an idea to go for 1947 restaurant which was about to arrive on the way. Over multiple discussions and advices, we finally decided to go for it because we had heard its name a lot of time from our friends and locals over here. We stopped our car nearby restaurant as it was having a good parking space.

We went into the restaurant and i got stunned looking at ambiance over there. It was having old carving on the walls as it was built in 1947 with cool breeze sprinkling over my face making a wonderful and excellent feeling. It mood got more fabulous. We went to our table as the appetite was feeling hungry as it was getting little delay from the regular routine. Waiter passed the menu to look over along with "Nimbu Sharbat". I opened menu to find out the best suitable simple, sober delicacies from the vast array of delectable goodies to change the taste from daily hectic oily and spicy food. We all order for lavish buffet with unlimited quantity and varieties of delicacies as we were feeling very hungry till that time.

In starters we asked them to bring palak soup, corn soup and mushroom soup. Now, curious wait was over and soup was at the table. I took a sip of it and i exclaimed with a remark "What a fine blended soup, wonderful!!!".
After that a spate of starter piled up on my table - paneer pudina tikki, papad, appimidi, kachcha mango, alu pakoda and paneer pakoda.

One good thing here was gap between distribution of each dishes. Then, main course arrived consisting of options of wheat roti, kulcha, butter nan with sabzi like sarso paneer, soyabean, alu beans and dal, fried rice, normal rice, biryani, curd rice, salad. Now, having it all my apetite was enjoying like anything.
Dessert was yet to come. It included four sweets namely gulab jamun, cham-cham, white rossogula, gajar ka halwa along with ice cream in unlimited quantity that much you can gulp. As i saw sweets, I jumped onto it to gulp all of it in one go and then one after the other sweets came and finished till my apetite got satisfied.
I paid a heavy thanks to the waiter for his kind service. It was a very nice dinner after a long time. I was just wonder how could i eat so much but one truth i came to know "If food is good appetite works like a rubber".

5 Most Influential Designers in the World

Web designing is an art of defining oneself in the form of illustration, sketches, graphics, arts, typographics etc. It is the pictorial representation of intuition of ones mind ellaborating their bizzare arts and skills with clear view using designing. Here are few people who contributes his great time in shaping design across the web.

1) William Beachy

A business man at heart, Bill is a lifelong illustrator and designer. His focus at Go Media is company management, sales and design. His core strengths include illustration, print design, corporate branding and identity, user interface design, project management and business. He loves to read about the latest trends and successes of the business world and he is constantly thinking about ways to implement successful business practices at Go Media.

2) Adelle Charles

She is a designer who loves to create meaningful, clean designs. She is inspired by the process that gets her there. 

In 2009, She co-founded Carbon Ads, an invite only, targeted Ad network that grew to reach over 20 million creative professionals through over 200 publishers before it was acquired by Buy Sell Ads Inc. in December of 2012. She also founded and was managing editor for the Fuel Brand Network, a group of web publications targeting creative professionals that was acquired by Design Crowd in 2011.

Today you will find her hanging out in the Bitly offices in NYC where she design new products, (web and mobile) and maintain the consistent coolness of the brand across all platforms.

She is a Twitter addict with a geeky love for typography, and has a passion for early-stage startups. She graduated with a Bachelor of Fine Arts degree in Graphic Design from RIT and have won various awards for my past work in television.

3) Nick Finck

Nick Finck is a user experience professional who has worked in the web industry for over a decade. He specializes in information architecture, interaction design, usability and user research for web and mobile. Nick has created web and mobile experiences for Fortune 500 companies including Adobe, Intel, REI, Boeing, Google, and Oprah.com. He lives and plays in Seattle, Washington, where he’s the Director of User Experience at projekt202, the world leader in applying strategic design research to spark innovation.

4) Vitaly Friedman

Vitaly Friedman founded Smashing Magazine, one of the largest online design magazines on the internet. Smashing publishes high-quality, expert articles that even expert designers turn to for advice. Friedman has been known as one of the leading experts in design and media since 2006.

5) Dennis Hwang

Dennis Hwang is best known as Google’s official Doodlist. Since the site started out, he’s created hundreds of doodles that have appeared on Google’s homepage. While his face isn’t recognized by the public, billions and billions of people would recognize his work, mostly commemorating special dates like Easter, the start of summer, and more.

How to Boost Android App Install?

App users are is boosting like stars in the sky. It's impossible to count them nowadays. Everyday lot many android apps are getting submitted in google play due to its easiness and convenient use. But every app needs a good marketing to make its downloads more in number. There are many ways in which we can increase the number of installs of your app. The follwing are to be keep in mind for better and viral downloads of your app:

1) App should be user friendly: User friendly app gives good boost to the downloads as it is convenient to the user to relax his finger on the app.

2) Should hit the niche industry: It should hit the niche industry to get installed on the smartphones of the particular industry and can use them as his/her own purpose.

3) Should have faster performance: In order to work, everyone needs an app with good performance, fast in speed.

4) Make view your app to the web to the larger section of niche community: We should market our app in such a way that it people should discover more on seach engines. Search engines help them to increase and in return gives better page rank for better visibility.

5) Post and comment on Stock related Blog: We should keep commenting on blogs for enhanced traffic and better backlink which helps to gain page rank.

6) Social Media Marketing: We should always present on social media to promote the app so that influenced people can download the app and might be arise a question on them. Make community on facebook page so that users can give reviews, rate, ask questions, clear doubts and can have a good debate on it.

7) Make Video: Make video tutorials of the app and viral it on youtube and other entertaining media.

Follwing these way a small enterprise/ company can make a big difference in the application industry.